Check Writing
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Fee-Free Check Writing

Save time and money with fee-free check writing for the first 200 checks per month through your Working Capital Management Account® (WCMA® account). Make payments from your WCMA® account to pay bills, file taxes, fund payroll and more.

  • Minimize costs related to disbursing funds
  • Get free check writing for the first 200 checks per month
  • Deposit the first 100 checks per month for no extra fee

Frequently Asked Questions About Check Writing

What are the check-writing privileges for accounts?
With a WCMA® account, check writing privileges include the first 200 checks from your Merrill Lynch WCMA® account are free each month.

What are the WCMA® account deposit privileges?
You can deposit up to 100 checks free each month. 
 
Can I get copies of my business's cancelled checks?
Yes. Upon request, you can obtain a cancelled check. Merrill Lynch will provide 15 copies of cancelled checks per year free of charge.

Can I use checks from another vendor with the WCMA® account?
Yes, you may use checks from another vendor with the WCMA® account as long as the checks are printed in accordance with the account specification sheet.

Related Products & Services

For your business financial needs:

For your personal financial needs:

For more information call at 1.866.4ML-BUSINESS (465-2874) or e-mail us at AskMLBiz@ml.com.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value. 

Lockbox Solutions are offered through PNC bank, an independent provider not affiliated with Merrill Lynch.  Merrill Lynch refers lockbox inquiries to PNC Bank and may receive a fee for such a referral. 

The Merrill Lynch Private Sales Referral Network is a service through which Merrill Lynch clients are referred to independent third party investment banking firms.

Working Capital Management Account  and WCMA are registered service marks of Merrill Lynch & Co., Inc.

The WCMA® account is a product of Merrill Lynch, Pierce, Fenner & Smith Incorporated.