Reporting
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Real-time Access to Integrated Account Information

View, download and print cash, portfolio and balance information as well as comprehensive transaction and balance reporting. The Merrill Lynch Business Center Information Reporting allows you and designated employees to monitor transactions, real-time portfolio performance and comprehensive current and historical balance reporting on all facets of your Working Capital Management Account® (WCMA® account).

  • Keep a close eye on cash flow with comprehensive balance and transaction reporting on your WCMA account
  • Access current and historical cash, portfolio and available balance information
  • View real-time electronic transfers, check disbursements, deposits, lockbox receipts and more
  • Download or export account information to your internal accounting application, if compatible

Reporting Features

Support your business’s financial reporting needs with a wide range of reports linked to activity in your WCMA® account.

Account Balance Summary and Detail

Provides WCMA account activity posted to your account, including Visa® card transactions, check disbursements, check deposits, ACH transactions and Fedwires.

Suggested use: View activity and simplify daily or monthly reconciliation of financial records.

ACH Addenda

Displays current day incoming ACH credit and debit details for all ACH transactions received in a WCMA account enrolled in Merrill Lynch Business Center.

Suggested use: View current day ACH Addenda information received.

Bank Balance

Displays previous day ledger and available balance information for external bank accounts enrolled in the Merrill Lynch Information ExchangeSM service.

Suggested use: View availability of external bank account balance prior to sweeping them into a WCMA account. This report is only available if you are enrolled in the Merrill Lynch Information Exchange service.

Check Presentment

Shows check disbursements presented against your WCMA account.

Suggested use: Compare check presentment activity to the internal check register.

Current Day Activity

Presents WCMA account activity that is pending as well as activity that will be posting to the account that evening. Activity includes Visa card transactions, check disbursements, check deposits, ACH transactions and Fedwires.

Suggested use: Monitor pending activity throughout the day.

Current Day Balance

Provides real-time available balance information for all WCMA accounts enrolled in Merrill Lynch Business Center.

Suggested use: View real-time available balance.

Current Day Returns

Provides information on failed batches and returned transactions initiated through Merrill Lynch Business Center.

Suggested use: View returned ACH transactions.

Incoming Wires

Provides real-time detailed incoming wire information for all wires received in a WCMA account enrolled in Merrill Lynch Business Center. (Activity available for 90 days.)

Suggested use: View real-time detailed incoming wire information.

Visa® Activity

Displays Visa card transactions, including the date that the transactions cleared, merchant name, transaction amount and cardholder name.

Suggested use: Track Visa card activity and monitor travel and entertainment expenses by cardholder.

Frequently Asked Questions About Reporting

What types of information reports are available with Merrill Lynch Business Center?

There are several current-day and previous-day reports available, including:

  • Account Balance Summary and Detail
  • ACH Addenda
  • Bank Balance
  • Check Presentment
  • Current Day Activity
  • Current Day Balance
  • Current Day Returns
  • Incoming Wires
  • Visa® Activity

Can I download or export account information to my internal accounting applications?

Yes. You can download or export information into a comma-separated or tab-separated file. Contact your technology support personnel or software vendor to determine whether your software is compatible with these file formats.

What information can I view related to my WCMA Visa Business SignatureSM and WCMA Visa Business card transactions?

You can view the cardholder name, merchant name, transaction amount and date the transaction cleared by accessing the Visa Activity Report via Merrill Lynch Information Reporting.

Can I view details of my ACH debit and credit returns?

Yes. The Current Day Returns/Notification Report provides daily information regarding ACH debit and credit returns. It displays the dollar amounts, payee/payor information, bank information, reason for the return, batch number, corrected ABA (if applicable) and corrected bank account number to be used (if applicable). This report is available in Merrill Lynch Business Center Information Reporting.

Related Products & Services

For your business financial needs:

For your personal financial needs:

For more information call at 1.866.4ML-BUSINESS (465-2874) or e-mail us at AskMLBiz@ml.com.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value. 

Lockbox Solutions are offered through PNC bank, an independent provider not affiliated with Merrill Lynch.  Merrill Lynch refers lockbox inquiries to PNC Bank and may receive a fee for such a referral. 

The Merrill Lynch Private Sales Referral Network is a service through which Merrill Lynch clients are referred to independent third party investment banking firms.

Working Capital Management Account  and WCMA are registered service marks of Merrill Lynch & Co., Inc.

The WCMA® account is a product of Merrill Lynch, Pierce, Fenner & Smith Incorporated.