Simplified Employee Pension (SEP) Plans

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If you’re self-employed or have a new business with variable profits, consider opening a Simplified Employee Pension (SEP) plan for you and your employees. A SEP is inexpensive to establish and maintain, and since employer contributions are not mandatory, you can vary your retirement contributions each year.

  • Offers the simplicity of an IRA with much higher contribution limits
  • Reduces the administrative burden, with few paperwork requirements and no start-up or administrative expenses
  • Provides valuable tax advantages for you and your employees

Click here for additional information on SEP plans.

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    For more information call 1.866.4MLBUSINESS (465-2874).

    Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

    Working Capital Management Account and WCMA are registered service marks of Merrill Lynch & Co., Inc.

    SEP Plus is a registered service mark of Merrill Lynch & Co., Inc.

    Total Merrill is a service mark of Merrill Lynch & Co., Inc.

    Neither Merrill Lynch nor its representatives provide legal or tax advice. You should consult with your own legal/tax advisor regarding your particular situation.

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